Professional Liability Insurance
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Professional Liability Insurance Information
Professional Liability Insurance in Atlanta and Sandy Springs, GA
People trust their professional service providers to give them help or advice. But mistakes can happen, and damages may result. Professional liability insurance, also known as professional indemnity insurance, can help cover a professional service provider’s costs if a client accuses them of misconduct.
Claims of negligence, misrepresentation, violation of good faith and fair dealing, or inaccurate advice can be devastating, especially if the claim seeks monetary damages. This scenario can be catastrophic to a business. If you provide professional services or give advice to clients, you need professional liability insurance to protect yourself and your business.
Understanding Professional Liability Coverage
Professional liability coverage helps protect your business against claims of negligence, misrepresentation, inaccurate advice or violation of good faith and fair dealing. It often includes coverage for damages, settlements, legal defense costs and other expenses up to your specified policy limit. However, these policies can limit what incidents are covered. If you have a business in Atlanta, the Atlantic International Company of Georgia can help you explore what coverage you might need.
A variety of businesses and professionals can benefit from professional liability coverage:
Professional liability insurance can cover potential losses not usually covered with a general liability policy. However, professional liability coverage doesn’t typically include property damage and bodily injuries, employee and employment claims or business damage or losses. Other insurance policies can help cover these claims.
What Is Excluded from Professional Liability Coverage?
Many professional liability policies may exclude certain mistakes or misconduct. For instance, a policy won’t cover losses resulting from criminal activities. If you are facing criminal charges, your professional liability policy most likely won’t help.
How Much Coverage Do I Need?
The amount of professional liability insurance coverage you need depends on many factors, including your industry, the size of your business, the service(s) you provide and the number of employees you have.
How Much Does Professional Liability Insurance Cost?
The cost of professional liability insurance policies will vary depending on the size of your business, the industry in which you operate, and the policy limits you select, among other things. Contact Atlantic International Company of Georgia to see what a policy may cost for your business.
How We Can Help
Professional liability policies can widely vary. We can review your current coverage to help you understand where coverage gaps might exist.
Call the Atlantic International Company of Georgia at 770-452-6646 today and let us evaluate your liability risks and tailor a professional liability policy for you.