Flood Insurance

Stay prepared

Stay ahead of the storm with flood protection.

Flooding can happen when you least expect it, and the damage it causes can be devastating. At Atlantic International Company of Georgia, we provide flood insurance policies designed to protect your home and belongings from water damage. With personalized coverage, you can rest assured your property is safeguarded. Get a quote today and be ready for anything.

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Building Property Coverage

Flooding can cause extensive damage to your home’s structure, from the foundation to electrical systems. Building property coverage helps cover repair or rebuilding costs, ensuring your house is restored quickly and efficiently. With policies tailored to Georgia homeowners, we’re here to help you rebuild after the storm.

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Personal Belongings Coverage

Protect what’s inside your home. Personal belongings coverage ensures items like furniture, electronics, and clothing are covered if they’re damaged by floodwaters. With customizable policies, you can safeguard the things that matter most to you and your family.

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Loss of

Use Coverage

If flooding makes your home temporarily uninhabitable, loss of use coverage provides financial assistance for temporary housing and related expenses. We ensure you’re supported during challenging times, so you can focus on recovery while we handle the details.

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Building Property Coverage

Floods can cause severe damage to the structure of your home. Building property coverage helps cover the cost of repairing or rebuilding your home’s structure, including walls, flooring, and permanent fixtures.

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Personal Property Coverage

Your personal belongings are valuable, and flood damage can result in significant loss. Flood insurance policies can cover your personal property, including furniture, electronics, and other valuables. We can partner with you to customize personal property coverage to fit your needs, so you can recover from flood-related losses.

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Replacement Cost vs. Actual Cash Value

When it comes to flood insurance, understanding the difference between replacement cost and actual cash value is crucial. Replacement cost covers the cost of replacing damaged items at today’s prices, while actual cash value accounts for depreciation. Jacobs Insurance Solutions offers options, allowing you to choose the level of coverage that best suits your financial goals and recovery needs.

Some basic information that can help you better plan ahead.

  • Is flood insurance included in homeowner insurance?

    No, standard homeowner insurance policies do not cover flood damage. Flood insurance is a separate policy designed to protect against water damage caused by external flooding. Contact Atlantic International Company of Georgia to ensure your home is fully protected.

  • Do I need flood insurance if I’m not in a high-risk area?

    Yes, flooding can occur anywhere, even in low-risk zones. In fact, more than 20% of flood insurance claims come from areas outside high-risk zones. Our team can help you assess your risk and find the right coverage for peace of mind.

  • What does flood insurance typically cover?

    Flood insurance generally covers damages to your home’s structure and personal belongings caused by rising water. It also includes coverage for essential systems like plumbing and electrical. We’ll work with you to customize your policy for complete protection.

  • How much does flood insurance cost?

    The cost of flood insurance depends on factors like your property’s location, elevation, and flood risk. Our team can provide a personalized quote and help you find affordable coverage that fits your budget.

  • How do I know if I’m in a flood zone?

    FEMA provides detailed flood maps to identify high-risk and moderate-risk areas. We can help you review these maps and determine your home’s flood risk, ensuring you’re fully informed about your coverage needs.

Stay protected with flood insurance that fits.

Flooding doesn’t wait for the right time, but with the right insurance, you’ll always be ready. At Atlantic International Company of Georgia, we provide tailored flood insurance policies to protect your home and belongings. Contact us today to learn more and get a customized quote.