Inland Marine Insurance in Atlanta and Sandy Springs, GA

Inland marine insurance is a specialized type of insurance designed to cover property in transit over land, as well as certain types of moveable property. In contrast to traditional marine insurance, which can cover goods transported over water, inland marine insurance may provide financial protection for goods transported by land vehicles, such as trucks and trains, and cover property that is temporarily stored at different locations.

How Do These Policies Work?

Inland marine insurance works by providing coverage for property that is frequently moved from one location to another. This type of insurance is particularly useful for businesses that regularly transport goods, equipment or tools. When a business purchases an inland marine insurance policy, it typically specifies the types of property covered, the locations where the property is stored or transported, and the risks against which the property is insured. Coverage can include protection against theft, damage and loss during transit.

What Does Inland Marine Insurance Cover?

Inland marine insurance can cover a wide range of property types and scenarios. Commonly covered items include construction tools, goods in transit, computer equipment, trade show exhibits, medical devices, fine art and collectibles. Additionally, it can cover property temporarily stored at a location other than the insured's primary place of business. For example, if a contractor's tools are stolen from a job site, inland marine insurance can provide coverage for the loss. It also covers goods transported by third-party carriers, ensuring the property is protected throughout its journey.

Who Needs This Type of Coverage?

Inland marine insurance is often essential for businesses that frequently move property or have valuable items not confined to a single location. This includes construction companies, art dealers, photographers and technology firms. Any business that relies on the transportation of goods or equipment should consider inland marine insurance to financially protect against potential losses. By securing this type of insurance, businesses can ensure that their valuable assets are protected, no matter where they are located or how they are transported.

We’re Here to Help

Contact Atlantic International Company of Georgia today to learn more about inland marine coverage or to get a free quote.