Workers Compensation Quote Forms
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Workers Compensation Information
Insurance for Business Owners and Employees Throughout Atlanta, Georgia
Your employees are the key ingredients to making your business run and flourish. A fantastic team should never be underestimated when it comes to providing your clients with great customer service and amazing products. If you employee anyone, you should carry workers compensation insurance to keep them safe. Atlantic International Company of Georgia
works with business owners throughout Atlanta, Georgia to pair them with a reliable and affordable workers compensation policy. Not all insurance policies are created equal, and we can help you make the right decision for your business.
What Does Workers Compensation Insurance Cover?
Workers compensation insurance covers injuries your employees may sustain on the job. Benefits available under this insurance include:
- Medical payments
- Wage replacement
- Rehabilitation (including vocational)
- Death benefits
Medical payments coverage under workers compensation is paid as medical bills arise, such as if an injured employee needs consistent check-ups, medication or medical procedures. If an employee is disabled due to a work injury, they may qualify for disability benefits. Employees may also receive coverage for vocational rehabilitation in case an injury renders them unable to work in the industry.
How Does Workers Compensation Wage Replacement Work?
Wage replacement under workers compensation steps in when an employee’s injury prevents them from returning to work for a certain amount of time. While they are unable to work, workers compensation replaces a portion of the employee’s wages so they are not left completely without income.
This type of compensation is calculated on a percentage basis. It depends on the policy and the employee’s typical paycheck. These payments will be paid at the same time as the employee’s paycheck normally would be. For example, if an employee is usually paid biweekly, the wage replacement payments will occur biweekly.
Protect Your Business Today
Keep your employees and your business save with a comprehensive and affordable workers compensation policy. Call Atlantic International Company of Georgia at (770) 452-6646 to get started or fill out an online quote form today.
Common Workers Compensation Insurance Questions
What is Workers Compensation Insurance?
Workers compensation insurance is primarily a type of medical payments insurance. IT is a state-required insurance designed to protect your employees while they are at work.
Who Needs Workers Compensation Insurance?
Every business with even one employee should consider workers compensation insurance. This insurance is crucial for keeping your employees safe while they are on the job.
What is the Purpose of Workers Compensation?
Workers compensation is designed to allow employees to seek medical attention after a work-related accident without worry of the cost. It can give your employees a peace of mind, as well as protect your business from a possible lawsuit regarding a workplace injury.
How Much Workers Compensation Coverage Do I Need?
Every business’ workers compensation needs are different. Overall, however, your amount of insurance should change if the number of your employees change. Speak with an Atlantic International Company of Georgia agent today to discuss your workers compensation needs.
Who Does Workers Compensation Insurance Cover?
Workers compensation insurance is designed to cover all of your employees, whether full time or part time, no matter if they are regular employees or manages. It does not cover client or third party injuries.