Call Us (770) 452-6646 ☰ ˟
  Logo
Call Us: (770) 452-6646
  • Home
  • Get a Quote
    • Automobile
    • Bonds
    • Business & Commercial
    • Commercial Auto
    • Commercial Property
    • Farm
    • General Liability
    • Health
    • Homeowners
    • Life
    • Professional Liability
    • Recreational Vehicle
    • Workers Compensation
  • Products
    • Automobile
    • Bonds
    • Business & Commercial
    • Commercial Auto
    • Commercial Property
    • Farm
    • General Liability
    • Cyber Liability Insurance
    • Health
    • Homeowners
    • Life
    • Professional LiabilityImage of right arrow
      • Professional Liability in Dunwoody, Georgia
    • Recreational Vehicle
    • Workers Compensation
  • Blog
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Atlantic International Company of Georgia
    • Location Map
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Icon

Auto & Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
Icon

Farm & Ranch

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Icon

Life & Health

We browse through a wide variety of coverages and find the right one for you.

Learn More
Icon

Recreational

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Home > Products > Financial-Services > Deferred & Immediate Annuities - Atlanta GA & Sandy Springs GA

Annuities in Atlanta GA & Sandy Springs GA

Keep Your Financial Resources Protected.

Atlantic International Company of Georgia understands the value of saving for and investing in your future. If you’re like many Americans, you work diligently each day and take the right steps to ensure that you’ll be supported with a comfortable income after you retire. That’s why it’s smart to have the right coverage options under your retirement plan because in some cases, you can actually outlive your income.

The last thing you’ll want to experience as a retiree is a loss of your financial resources. With an Annuity from Atlantic International Company of Georgia, you can ensure that your finances are covered – for a healthy and happy retirement. Annuities are essentially investments that guarantee a steady income stream. Based on your plan, you can receive money either on a set schedule or in a lump sum.

Types of Annuities

Atlantic International Company of Georgia can offer two types of Annuities: Deferred and Immediate Annuities.

Deferred Annuities are investments that you make either over a period of time or all at once. Since these Annuities are tax-deferred, you only have to start paying taxes upon withdrawal. Deferred Annuities are either fixed or variable, meaning your payout is either a fixed sum or an amount in accordance to the performance of the market/group of investments.

Immediate Annuities are payments that you can receive right after you make your investment. This type of Annuity is typically for those around the retirement age who want to secure their financial future. Like Deferred Annuities, you only pay taxes upon withdrawal.

Understand Your Investments

An annuity is a long-term, tax-deferred investment designed for retirement. With an annuity, you can create a fixed or variable stream of income. The annuity’s value and growth will vary based on how the investments you choose to fund the annuity (underlying investments) perform.

Just like other types of investments, an annuity has limitations. If you take your money out early, you may have to pay fees called surrender charges. You’ll have to pay income tax on the withdrawal, and if you’re not yet 59½ years old, you may also have to pay a 10% tax penalty. If you do take an early withdrawal, it will reduce both the death benefit your beneficiaries receive and the cash value of the annuity.

An annuity is sold by an insurance company, and the annuity’s guarantees and protections are subject to that company’s ability to pay for them. However, this doesn’t apply to the underlying investments. The underlying investments are subject to market risk, so you could end up with less money than you invested.

An annuity is sold by prospectus, a document that describes the annuity’s objectives, risks, fees and charges. The cost of an annuity often includes mortality and expense charges, administrative fees, contract fees and the expense of the underlying investments. There are prospectuses for the annuity and the underlying investments that fund the annuity. It may take some time, but you should read the prospectuses carefully before investing.

It’s important to discuss your options with a specialist at Atlantic International Company of Georgia who is committed to helping you make the right decisions.

Before investing, understand that annuities are not insured by the FDIC, NCUSIF or any other federal government agency, and are not deposits or obligations of, guaranteed by, or insured by the depository institution where offered or any of affiliates. Annuities that involve investment risk may lose value. Guarantees and protections are subject to the claims paying ability of the issuing insurance company.

Contact Us Today!
(770) 452-6646

Social Social Social Social

Resources

  • Products
  • Customer Service
  • Payment Options
  • Report a Claim
  • News
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

7 Dunwoody Park Dr Suite 121
Atlanta, GA 30338

Ph: (770) 452-6646 | Fx: (770) 452-6632 | E:info@aicga.com
© Copyright. All rights reserved. | Powered by Insurance Website Builder
Atlantic International Company of Georgia BBB Business Review